Pre-Qualification: Answer some questions online or over the phone about what you make, what you spend, what your credit is like, what you think you can afford/want to spend. You answer as you decide. However you decide.The amount you are “pre-qualified” for depends on what you tell the lender. This will not get you a mortgage, just get you an idea, again, based on what you tell the lender, of what you’ll be able to afford. Pre-Qualification: Fill out lots of forms, give personal and financial details that allow the lender to SEE (vs. hear it from you, you big liar) what you make, what your debts are like, and…